CM Punjab Loan Scheme Apply Online| Asan Karobar Card 2025
Chief Minister Maryam Nawaz has introduced the Asaan Karobar Card. This landmark initiative aims to support small-scale business owners, street vendors, and low-income entrepreneurs by providing interest-free financial aid, promoting self-employment, and boosting local commerce across the province.
Key Features of the Program
- Issuance of a government-backed business identity card
- Get business loans up to Rs. 500,000 without any interest
- Free business training and skills workshops
- Comfortable refund options via the Bank of Punjab (BOP)
- Integration with the Punjab Rozgar Program
Who Can Apply?
This initiative targets a broad range of applicants, especially those who have limited or no access to traditional banking and loan systems. Eligible applicants include:
| Category | Description |
|---|---|
| Street Vendors | Pushcart vendors, mobile stallholders |
| Small Business Owners | Tailors, mechanics, grocery shop owners |
| Women Entrepreneurs | Home-based businesswomen or small retail owners |
| Young Startups | New business owners with limited investment |
| Daily Wage Earners with Side Income | Individuals running side businesses or small setups |
How to Apply Online?
Follow these steps:
- Visit the Official Portal:
- Go to https://eRozgar.punjab.gov.pk
- Select the Asaan Karobar Card Option
- Fill in the Online Form:
- Your CNIC number
- Details about your business (type, location, income)
- Residential information
- Upload Required Documents:
- CNIC (front and back)
- Proof of business (photo or license if available)
- Recent utility bill or rental agreement
- Submit the Application and wait for an SMS verification.
- Verification Phase:
- Your application will be reviewed. Field officers may contact you or conduct an in-person visit. Upon approval, your Karobar Card will be issued.
Documents Required
- Original CNIC
- Business proof (optional for informal vendors)
- Utility bill or residence proof
- Mobile number registered with CNIC
Loan Disbursement and Repayment
Once your application is approved:
- Funds are disbursed via the Bank of Punjab.
- A grace period of 3 months is provided before repayment begins.
- No interest is charged; repayment tenure extends up to 2 years.
- Loan tracking and payment updates will be provided through SMS and the portal
What Is the Asaan Karobar Card?
The Asaan Karobar Card is a government-issued smart business card that allows individuals engaged in small or informal businesses to access zero-interest loans, subsidized services, and skill development programs. It is designed to formalize micro-businesses, offer them recognition, and ease their access to financial resources.
