CM Punjab Kisan Card Important Update, Loan Amount Increased by Punjab Govt.

CM Punjab Kisan Card program announced a significant update, increasing the interest-free loan limit from PKR 150,000 to PKR 300,000 per season, expanding eligibility to farmers owning up to 25 acres, and boosting the number of Kisan Cards from 500,000 to 750,000.

With PKR 75 billion allocated for the Kharif season, this move aims to enhance crop productivity, reduce financial burdens, and promote prosperity among Punjab’s farming community.

What is the CM Punjab Kisan Card?

The CM Punjab Kisan Card is a digital financial tool introduced by the Punjab Agriculture Department in collaboration with the Punjab Information Technology Board (PITB), Punjab Land Record Authority (PLRA), National Database and Registration Authority (NADRA), Pakistan Meteorological Department (PMD), and the Bank of Punjab (BOP).

Launched on June 1, 2024, the program provides farmers with interest-free loans to purchase essential agricultural inputs, such as fertilizers, seeds, and pesticides, through authorized vendors. The card also facilitates subsidies and financial services, aiming to boost agricultural productivity and farmer incomes while ensuring transparency through digital verification and transactions.

Key Update

In a landmark announcement on May 6, 2025, the Punjab government enhanced the CM Punjab Kisan Card program to provide greater financial support for the Kharif season (May–October 2025). Here are the key changes:

• Loan Limit Increased: The interest-free loan cap per farmer per season has doubled from PKR 150,000 to PKR 300,000.
• Loan Structure: The loan is capped at PKR 30,000 per acre for up to 10 acres. Of the total amount:
  • 30% in Cash: PKR 90,000 can be withdrawn as cash for urgent needs like labor or miscellaneous expenses.
  • 20% for Diesel: PKR 60,000 is reserved for diesel purchases to power tractors and tube wells.
  • 50% for Inputs: PKR 150,000 is allocated for buying fertilizers, seeds, and pesticides from authorized vendors.
• Expanded Eligibility: The land ownership limit for eligibility has increased from 12.5 acres to 25 acres, allowing more farmers to qualify.
• More Kisan Cards: The number of cards issued will rise from 500,000 to 750,000, enabling thousands more farmers to benefit.
• Budget Allocation: PKR 75 billion has been allocated for interest-free loans for the Kharif season, a historic investment in Punjab’s agriculture.
• Mandatory for Future Benefits: The Kisan Card is now mandatory for accessing all future Punjab Agriculture Department schemes, such as subsidies or equipment programs.