Apni Zameen Apna Ghar Scheme 2025: Benefits, Requirements & How to Register
LAHORE – The Apni Zameen Apna Ghar Scheme, launched by Punjab Chief Minister Maryam Nawaz Sharif, has seen fresh progress as of May 17, 2025. This initiative, part of the broader “Housing for All” vision, aims to provide free 3-marla plots and interest-free loans to low-income and homeless families across Punjab.
Latest Update
The scheme’s first phase, targeting 1,892 free 3-marla plots (675 sq. ft.) across 23 housing schemes in 19 districts, is in full swing. As of mid-May 2025, the balloting process for plot allocation has started, with results expected by late May. The Punjab Housing & Town Planning Agency (PHATA) reports that over 33,500 beneficiaries will also receive interest-free construction loans of up to Rs 1.5 million, repayable at Rs 14,000/month over seven years. Construction of 34,000 houses is underway, with 2,000 already completed in six months, and the government plans to deliver 100,000 homes within four and a half years.
Eligibility Criteria
- Residency: Must be a permanent resident of Punjab (verified by CNIC).
- Property Ownership: Neither the applicant, spouse, nor dependent children should own any plot or house in Pakistan.
- Income: Monthly household income must not exceed Rs 50,000.
- NSER Registration: Preference for those registered with the National Socio-Economic Registry (NSER) with a PMT score of 60 or less.
- Priority Groups: Widows, orphans, differently-abled individuals, and laborers are given preference.
How to Apply
- Visit the Portal: Go to the official website azag.punjab.gov.pk.
- Register: Create an account using your CNIC and provide personal details (name, income, family status).
- Fill the Form: Enter your district, upload required documents (CNIC, income proof, NSER certificate if applicable).
- Submit: Review and submit your application before the extended deadline of May 31, 2025.
- Balloting: Await the transparent balloting process, overseen by an eight-member district committee .
How to Check Application Status
- Online: Log in to azag.punjab.gov.pk with your CNIC to track your status.
- SMS: Send your CNIC to 8800 for updates (service to be activated by late May 2025).
- Helpline: Call 0800-09100 or 042-111-333-267 for assistance.
Next Steps
Selected applicants will be notified via SMS and email after the balloting in late May 2025. Plot allocation will begin in June, followed by loan disbursal for construction. The government is developing gated communities with schools, hospitals, and parks to ensure a better living environment. Future phases will extend to all Punjab districts.
Why It Matters
This scheme offers hope to thousands of families, providing land ownership and affordable housing. With no application fee and interest-free loans, it tackles housing insecurity and boosts economic stability in Punjab.
Stay Informed
Keep checking azag.punjab.gov.pk for balloting results and updates. For the latest news in Pakistan, stay connected as this transformative project progresses.
