CM Punjab Loan Scheme Apply Online| Asan Karobar Card 2025

Chief Minister Maryam Nawaz has introduced the Asaan Karobar Card. This landmark initiative aims to support small-scale business owners, street vendors, and low-income entrepreneurs by providing interest-free financial aid, promoting self-employment, and boosting local commerce across the province.

Key Features of the Program

  • Issuance of a government-backed business identity card
  • Get business loans up to Rs. 500,000 without any interest
  • Free business training and skills workshops
  • Comfortable refund options via the Bank of Punjab (BOP)
  • Integration with the Punjab Rozgar Program

Who Can Apply?

This initiative targets a broad range of applicants, especially those who have limited or no access to traditional banking and loan systems. Eligible applicants include:

CategoryDescription
Street VendorsPushcart vendors, mobile stallholders
Small Business OwnersTailors, mechanics, grocery shop owners
Women EntrepreneursHome-based businesswomen or small retail owners
Young StartupsNew business owners with limited investment
Daily Wage Earners with Side IncomeIndividuals running side businesses or small setups

How to Apply Online?

Follow these steps:

  1. Visit the Official Portal:
  2. Go to https://eRozgar.punjab.gov.pk
  3. Select the Asaan Karobar Card Option
  4. Fill in the Online Form:
    • Your CNIC number
    • Details about your business (type, location, income)
    • Residential information
  5. Upload Required Documents:
    • CNIC (front and back)
    • Proof of business (photo or license if available)
    • Recent utility bill or rental agreement
  6. Submit the Application and wait for an SMS verification.
  7. Verification Phase:
  8. Your application will be reviewed. Field officers may contact you or conduct an in-person visit. Upon approval, your Karobar Card will be issued.

Documents Required

  • Original CNIC
  • Business proof (optional for informal vendors)
  • Utility bill or residence proof
  • Mobile number registered with CNIC

Loan Disbursement and Repayment

Once your application is approved:

  • Funds are disbursed via the Bank of Punjab.
  • A grace period of 3 months is provided before repayment begins.
  • No interest is charged; repayment tenure extends up to 2 years.
  • Loan tracking and payment updates will be provided through SMS and the portal

What Is the Asaan Karobar Card?

The Asaan Karobar Card is a government-issued smart business card that allows individuals engaged in small or informal businesses to access zero-interest loans, subsidized services, and skill development programs. It is designed to formalize micro-businesses, offer them recognition, and ease their access to financial resources.

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