Maryam Nawaz Giving Rs 15 Lakh Interest-Free Loan – Learn How to Apply Now!

The Punjab Government has started a new loan program for people who can’t afford to buy or build a home. This scheme is called “Apni Chhat Apna Ghar”, and it gives a 15 lakh rupees interest-free loan to poor families.

🎯 Purpose of This Scheme

• To help poor people in Punjab build or buy their own house.
• Government gives loan without interest.
• This makes owning a home easier and affordable.

✅ Who Can Apply?

You can apply if:

• You are the head of your family (verified by NADRA).
• You have a valid CNIC.
• You live in Punjab.
• You own:
  • 5 marla or less land (city),
  • 10 marla or less land (village).
• You are not getting a loan from any bank.
• Your family is in the NSER survey with a PMT score below 60.
• You have no criminal record.

💸 Loan Details

• Loan Amount: Rs. 15 lakh
• Time to Pay Back: 7 years
• Monthly Payment: Rs. 14,000
• Interest: 0% (fully interest-free)

📝 How to Apply (Step-by-Step)

1. Go to: acag.punjab.gov.pk
2. Create an account with:
   • CNIC number
   • Phone number
   • Email address
   • Password

1. Log in and fill the form with:
   • Your personal info
   • Land/house info
   • Upload CNIC & photo
2. Check all details and submit the form.

🔍 How to Check Application Status

1. Visit: acag.punjab.gov.pk/Login.aspx
2. Log in with CNIC and password.
3. Check your loan application status on the screen.

🌟 Why This Scheme Is Helpful

• Poor families can finally own a home.
• The loan is interest-free.
• Process is online and easy to follow.

📢 Final Words

If you are living in Punjab and meet the rules, this is a great chance to get your own house with help from the government. No bank interest, no extra charges — just a simple loan to build your future. Apply now!